Health insuarance

The health insurance is any program that helps to pay for medical expenses, whether through privately purchased insurance, social insurance or a non-insurance social welfare program funded by the government.The other names for health insuarance include "health coverage," "health care coverage" and "health benefits."

It is used to describe any form of insurance that provides protection against injury or illness. It includes private insurance and social insurance programs such as Medicare, but excludes social welfare programs such as Medicaid. In addition to medical expense insurance, it also includes insurance covering disability or long-term nursing or custodial care needs.

Accident insurance was first offered in the United States by the Franklin Health Assurance Company of Massachusetts. This firm, founded in 1850, offered insurance against injuries arising from railroad and steamboat accidents. Sixty organizations were offering accident insurance in the U.S. by 1866, but the industry consolidated rapidly soon thereafter. While there were earlier experiments, the origins of sickness coverage in the U.S. effectively date from 1890. The first employer-sponsored group disability policy was issued in 1911.

Health benefits are provided to active duty service members, retired service members and their dependents by the Department of Defense Military Health System (MHS). The MHS consists of a direct care network of Military Treatment Facilities and a purchased care network known as TRICARE. Additionally, veterans may also be eligible for benefits through the Veterans Health Administration.

Long-term care (LTC) insurance reimburses the policyholder for the cost of long-term or custodial care services designed to minimize or compensate for the loss of functioning due to age, disability or chronic illness. LTC has many surface similarities to long-term disability insurance. There are at least two fundamental differences, however. LTC policies cover the cost of certain types of chronic care, while long-term-disability policies replace income lost while the policyholder is unable to work. For LTC, the event triggering benefits is the need for chronic care, while the triggering event for disability insurance is the inability to work.

Private LTC insurance is growing in popularity in the U.S. Premiums have remained relatively stable in recent years. However, the coverage is quite expensive, especially when consumers wait until retirement age to purchase it. The average age of new purchasers was 61 in 2005, and has been dropping.

Game-Heretic II

This is one of the most exciting and adventerous arcade game i came across in my life.This game is based on recovering a city from a mysterious plague attack,a villian has sealed the palace and they carry a deadly mist of globe.The normal persons who affected with this will attack anyone in thier site.The cure for this problem was in andhoria which is a hilly region across the palace.Now begins the game with our hero corus and ofcourse we have to play as corus.The first stage begins with sword facing enemies like rat,affected people.The weapons you gain from the stage 1 are one,you can also use defense like repulsive ring,skull.After destroying the boss,you will get access to andheria.In this stage you will find all types of dinasorus and animals.Then finally you have to kill 5 monsters to reveal the cure.This game comes in three difficulty levels easy,medium and hard.They also provide tutorial to learn basic moves and acions.This is one of the game where you can see the corus as in many games the weapons will not be visible to us.The other fact which makes this game popular is that they have made a nice environment to play as you will get into the character.I am sure this game is the best arcade game.